What is the expected EPS for UVSP in Q4 2026?

The Street setup is approximately $0.77 EPS on roughly $82.65M of revenue.

When does Univest Financial report its earnings?

UVSP reports after the New York cash equity close on January 28, 2026.

What are the key metrics to watch for UVSP?

Traders should focus on the Net Interest Income (NII) bridge, deposit beta, and credit quality/delinquencies.

UVSP Earnings Guide: Trading Univest Financial | FXPremiere

Univest Financial (UVSP) reports Q4 earnings with a focus on net interest margin stability and credit quality. Here is the professional trading setup.

Univest Financial (UVSP) is scheduled to report its latest financial results on January 28, 2026, after the New York cash equity close. With the Street looking for approximately $0.77 EPS on revenue of $82.65M, the focus for traders is less on the trailing quarter and more on how management frames visibility for the first half of the year.

The UVSP Setup: NII and Credit Quality

Heading into the after-hours window, the UVSP price live will likely respond to the interaction between deposit beta and asset repricing. For a regional player like Univest, the UVSP realtime data often reflects broader sentiment regarding the Net Interest Income (NII) bridge. Traders should monitor the funding mix carefully, as a shift toward higher-cost deposits could compress margins regardless of headline revenue beats. Keep the univest financial price on a watch list for any significant deviations from the expected $0.77 EPS mark.

Bull / Bear Map

Upside Interpretation: A clean expansion in net interest income driven by disciplined deposit pricing and favorable asset repricing.
Downside Interpretation: Deteriorating efficiency ratios or rising early delinquencies in specific sector exposures that force higher provisioning.

Monitoring the UVSP live rate during the earnings call is critical, as the initial headline reaction frequently ignores the nuances of the CET1 trajectory and future buyback capacity. If the univest financial live chart shows a move that reverses during the Q&A, it suggests the tape is trading the narrative rather than the static numbers.

Execution and Tape Risk

Execution requires patience; the first after-hours move should be treated as initial conditions. The durable signal for UVSP chart live is whether value builds outside the prior day’s range when cash liquidity returns the following morning. For those tracking the univest financial chart, volume growth versus pricing power will be the primary filter used by institutional desks to determine if a move is worth chasing or fading.

The UVSP live chart may experience volatility if management flags new constraints in regional credit demand. We weigh the base case at 55%, expecting a steady guide that keeps the ticker localized within current ranges. However, a 26% probability exists for an upside breakout if the univest financial live indicators, such as the NII/NIM bridge and credit stance, significantly outperform peer benchmarks.

Looking Ahead: The Next 24 Hours

As the session progresses, the UVSP price live will be gated by liquidity; a heavy index tape can cap rallies even on fundamentally solid prints. Beyond the immediate reaction, the most significant risk is a softening of the guidance range width, which would signal a lack of management confidence. Traders should treat the after-hours range as the decision band for the next session's open.